How to buy and sell crypto with your local EEA currencies on Bybit EU

Bybit EU is built for users in the European Economic Area (EEA) and is designed in line with the EU’s Markets in Crypto-Assets Regulation (MiCAR). With One-Click Buy, you can buy and sell crypto using supported local fiat currencies and payment methods, including bank cards, e-wallets and Fiat Balance (where available).

Key Takeaways:

• One-Click Buy supports multiple EEA currencies, including EUR, PLN, CHF and HUF, with processing times and available payment methods varying depending upon the selected fiat currency and payment option.

• Exchange rates are provided by service partners, and Bybit EU is not directly involved in setting them.

• One-Click Buy may be unavailable for Austrian nationals, residents or tax residents.

Using local EEA currencies to buy and sell crypto on Bybit EU

Bybit EU supports buying and selling crypto with selected local fiat currencies through One-Click Buy. This lets eligible EEA users place buy or sell orders using familiar fiat rails, with the available payment and payout options shown directly on the checkout page.

The payment methods you can use depend upon the following:

• the fiat currency you select

• the crypto you select

• your verified EEA region and payment provider availability

This means you’ll only see payment methods that are compatible with your selections at checkout, and some options may appear or disappear when you change the fiat currency or crypto. 

It’s essential to note that some payment methods require you to complete the transaction within a set time limit for it to be successful. If payment is made after the specified time limit, your money will be refunded to the account that you’ve used. 

For instance, when you select Polish złoty (PLN) at checkout, BLIK may be available as a local payment method (subject to eligibility and availability). To proceed, make sure your account is EEA-verified, use a payment account in your own name and transfer the payment within eight (8) minutes. 

As of Jan 14, 2026, Apple Pay, Google Pay and Bank card payments are supported on Bybit EU for eligible users and supported fiat currencies.

Supported local fiat currencies (may vary by payment method and region) are as follows:

• Google Pay: EUR, PLN, CHF, HUF, CZK, SEK, RON, DKK, ISK, NOK

• Apple Pay: EUR, PLN, CHF, HUF, CZK, SEK, RON, DKK, NOK

• Bank card (Visa/Mastercard): Availability and supported fiat/crypto pairs are shown on the One-Click Buy page, based on your selection.

Things to know before you start

• Supported fiat currencies and payment methods vary by country/region and user eligibility.

• The options shown on the order page change dynamically based on the fiat currency and crypto you select.

• For security reasons, you can only use a payment account in your own name.

How to buy crypto with local EEA currencies

To buy or sell crypto on Bybit EU with local EEA currencies, you’ll need to have:

• a registered Bybit EU account

• completed Identity Verification (KYC), which is required to meet EU compliance requirements (MiCAR) and support anti–money laundering (AML) checks for secure fiat transactions

• eligibility in the European Economic Area (EEA), based on your verified region

• a supported payment method (shown dynamically at checkout)

Note: For security reasons, use a payment account in your own name. Please note that third-party payment accounts may result in failed transactions.

Step 1: Navigate to: Buy Crypto → One-Click Buy on the top-left corner of the navigation bar to enter the One-Click Buy page.

Step 2: Select your fiat currency and crypto:

1. Choose your local fiat currency

2. Select the crypto you want to buy

3. Available payment methods will appear automatically, based on your selections 

Step 3: Select one of the compatible options shown at checkout, such as:

• Local payment method 

• Card payments (Apple Pay/Google Pay) 

• E-wallets (e.g., PayPal) 

Step 4: Enter the amount you wish to purchase, and confirm:

1. Enter the amount in fiat or crypto

2. Review the quoted exchange rate and any applicable fees

3. Confirm your purchase

Step 5: Check your crypto balance

Once completed, your purchased crypto will be credited to your Funding Account. You can then trade or transfer your crypto, or explore other supported features on Bybit EU.

How to sell crypto and receive local EEA currencies 

You can sell crypto and receive supported local EEA fiat currencies using One-Click Buy. Payment methods shown at checkout may vary, based on your selected fiat currency and your verified EEA region.

Step 1: Navigate to: Buy Crypto → One-Click Buy. Then, switch to the Sell tab.

1. Select the crypto you want to sell

2. Choose the fiat currency you want to receive

Step 2: Enter the amount, either:

• in crypto, or

• as a fiat value

The system will calculate the conversion in real time.

Step 3: Select one of the compatible payout options shown at checkout, such as:

• a local payment method 

• an e-wallet (e.g., PayPal)

• Fiat Balance 

Step 4: Some payout methods may require first-time linking or additional verification steps. Complete any required security checks, then confirm your sell order.

Step 5: Once you’ve completed your sell order, funds will be sent to your selected destination.

Cards and e-wallets as payment options 

Bybit EU supports multiple payment options for buying and selling crypto. What you view at checkout can vary, based on your selected fiat currency and your verified EEA region.

E-wallets E-wallets can be used as a payout option when selling crypto (where supported). For security reasons, your e-wallet must be registered in the same name as your Bybit EU Identity Verification. In most cases, only one e-wallet can be linked. For example, PayPal may require first-time linking by making a small deposit, and only the PayPal wallet used for your first deposit can be used for future payouts.

Bank cards Bank card payments (Visa/Mastercard) can be used to buy crypto on Bybit EU. You can link up to five bank cards (including any unlinked cards from the last 180 days). Fees and transaction limits apply, and may depend upon your verification level.

Apple Pay and Google Pay Apple Pay and Google Pay are available as card payment options for supported fiat currencies. Supported EEA fiat currencies include the following:

• Google Pay: EUR, PLN, CHF, HUF, CZK, SEK, RON, DKK, ISK, NOK

• Apple Pay: EUR, PLN, CHF, HUF, CZK, SEK, RON, DKK, NOK

Apple Pay is only compatible with iOS devices running iOS 16.2 or above. To use Apple Pay on Bybit EU, you must access the platform via the Safari browser or the Bybit EU App version 4.40.0 or later.

Tip: When using a new payment method for the first time, start with a small amount to confirm everything is set up correctly.

Conclusion

Bybit EU enables eligible EEA users to buy and sell crypto directly, using selected local EEA fiat currencies and familiar payment methods. Because payment methods vary by country and fiat currency, the checkout page will only display those methods compatible with your selections.

Once you’ve completed your first buy or sell transaction, you can use your crypto across the broader Bybit EU ecosystem, such as for trading or transferring your assets and exploring other supported features.

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